Pradhan Mantri Jan Dhan Yojona

Prime Minister Shri Narendra Modi emphasised repeatedly that Government should be like that who thins for poor,works for the poor. If upliftment of the poor do not happen,Country can not go forward.

So Government has taken another step after giving priority to toilet in every house. It is
                   "Pradhan Mantri Jan Dhan Yojona"
Idea is t give Bank account to every one & Every payment is done through Bank. It is an bold step to erase domestic corruption. From Today Every nationalised Bank has started to implement this programme. Please ask all poor people to have account in the first year itself.They will be more benefited rather waiting for the next year.
Here are the Government Circulars.

 What is the features of this Yojona or scheme

The target is to provide bank account to every Indian household. The Yojana would be implemented in phases as follows:

Phase-1: 28 August 2014 till 15 August 2015

Phase-2: August 2015 till August 2018

Benefits of Jan Dhan Yojana

There are many benefits of Jan Dhan account for the Indians:

1)Account holder will receive a kit containing cheque book, financial literacy and pass book

2)Every account holder will get RuPay Debit card (which is India’s domestic debit card) included in the welcome kit. You can read benefits of rupay card here. RuPay card can also be used for eCommerce transactions.

3)Person will also get Aadhar number on the spot

4)Family of account holder will get accident insurance cover of Rs. 1,00,000

5)Personal accident cover limit has increased to Rs. 2,00,000 provided account is opened within first 100 days after launch of the scheme on 28 August 2014

6) Overdraft (loan) facility of Rs. 2000 would be provided once account holder completes 6 months. Thereafter overdraft limit would be extended upto Rs. 5000

7)Loan amount would be increased to Rs. 15,000 if repayment is done on-time by the person. Ofcourse this would depend on each bank

8)Overdraft facility would benefit individuals who had been relying on money lenders charging high interest rates

However in order to avoid overdraft frauds, only Aadhar linked accounts would be eligible for overdraft facility

Farmers dependency on money lenders would reduce as they’ve been relying on money lenders especially in rural areas

Documents required for account opening

Address proof either current or permanent.

If address changes then person needs to submit fresh address proof to the bank. You can read more about the recent know your customer (KYC) norms changed by RBI.

For persons with no valid documents, the account can still be opened by providing self attested photographs, signature/thumb print in front of bank official. However this small account would be valid only for 1 year post that person will have to provide official valid documents which include: Passport, Driving License, PAN card, Voter ID card, Aadhar Letter

Targets:

Most of the public sector banks have set an ambitious target of opening over 1 lac account on day-1

Target of opening 7.5 crore bank accounts in the next few years

Officials from public sector banks (senior employees) will conduct camps and encourage people for opening the bank accounts. Over 60,000 camps would be organized on day-1

Prime minister has sent over 7 lakh E-mails to banks to inform them about PMJDY

Phase-2 would include micro insurance and pension schemes.

#Samvad Cell is taking this project very seriously as it is related to the Economy of poor.

Any Information & help regarding opening of account please contact.

1)Banibrata Dasgupta,   Prabhari, Paschimbanga #Samvad Cell (Mobile:8820488208)

Twitter  @Bunibroto Facebook https://www.facebook.com/bunibroto

2) Arnav Mitra  Prabhari  Kolkata Dakshin #Samvad Cell (Mobile-9051463571)

Twitter @ASM_BJP Facebook https://www.facebook.com/arnabsinghamitter?fref=ts

3) Vivek Kapoor Prabhari Kolkata Uttar #Samvad Cell (Mobile: 9007434484)

Twitter @Vivek36Kapoor Facebook https://www.facebook.com/vivek.kapoor.3323?fref=ts

4) Rajesh Jain Prabhari #Samvad Cell Hooghly (Mobile : 9883991840)

Twitter : @rajeshsurana440 Facebook https://www.facebook.com/mehul.jain.927?fref=ts

5)Naresh Agarwal Prabhari #Samvad Cell, Howrah (Mobile :9830554514)

Twitter @nkagarwala Facebook https://www.facebook.com/naresh.agarwala.18?fref=ts

6)Jiten Chatterji Prabhari #Samvad Cell Asansole (Mobile: 8900715147)
Twitter @JitenChatterjee Facebook https://www.facebook.com/jitenchatterjee?fref=ts

7)Sumit Chakraborty Prabhari #Samvad Cell Coochbehar (Mobile 9474521023)
Twitter @sumitjaibharat  Facebook https://www.facebook.com/MANSUMIT?fref=ts

Let us Ensure all poor to have bank account.

Vandemataram